About Us
MILL STREET AUTOMOTIVE has been in the automotive business for over 16 years serving all of Central and Northern New York. We have become known as the an excellent option for:
GUARANTEED CREDIT APPROVAL!
We can get you approved if you make at least $800 per month car loan no matter what your credit history is. Bad credit, no credit, bankruptcy, even if you’ve have had a car repossessed yesterday, we can get you approved. If you need a car, get a car at MILL STREET AUTOMOTIVE.
As a dealership focused on getting you into the vehicle you want, we have multiple lenders ready to help you get into a nice vehicle, at a payment that makes sense to you and your budget. That’s the MILL STREET difference. We understand that getting the right vehicle and the right payment, makes all the difference so you can rebuild or establish good credit. *Research has shown that one of the best ways to fix bad credit is to make car payments on time.* We will help you do that, so that when you are ready to trade that vehicle in, you will have proven you can handle a car payment. That’s one of the things that makes us the best used car dealer in the area. So if you need a car, buy a car at MILL STREET AUTOMOTIVE.
We are not a Buy Here-Pay Here used car dealer. We will get you approved with an actual finance company/bank, that will report all your monthly payments to all 3 credit bureaus. This is what will help you establish good credit with on time payments.
Don’t let yourself think you can’t get approved. Thousands of hard working people just like you have. We know all you need is a fresh start. We have the experience and knowledge to get you approved and on your way to good credit. You can even have the payments automatically withdrawn from your bank account weekly. That means a $250 per month payment would work out to $62.50 per week. Easy right? Don’t worry if you get paid every 2 weeks, because we can customize your payment schedule to fit your pay days.
Getting financed for a vehicle is so easy at MILL STREET, that most of our customers who come in with current pay stubs, are driving the car they picked out within 48 hours. Your first monthly payment won’t be due for a full month later.
Every vehicle purchased at MILL STREET is fully serviced and NYS Safety Inspected.
Almost every vehicle purchased has a 24 month/ 24000 mile extended warranty included in the monthly payment. While this warranty is not part of the price of the vehicle…it provides protection moving forward. It also gives you the peace of mind of knowing that you are protected in the case of an expensive repair.
Check out our great selection of pre-owned vehicles by clicking the INVENTORY tab at the top of the page. We take pride in offering quality vehicles of every kind. Whether you are looking for a sedan, sport utility, minivan or pickup truck, chances are we have what you are looking for.
